HOLDTM

IRS Notices

LT11 Final Notice

LT11 Notice: Final IRS Demand Before Collection

LT11 is the IRS final notice of intent to levy your bank account or garnish your wages. After LT11, collection action begins.

You have 30 days to respond. Failing to act means immediate bank freeze or wage garnishment.

What Is LT11?

  • Official notice of levy intent:LT11 formally warns you that the IRS will levy within 30 days if you don't respond
  • Similar to CP504: LT11 and CP504 serve nearly identical purposes—both are final notices before collection action
  • Non-negotiable deadline: The 30-day window is your only chance to request a hold, payment plan, or hearing before levy
  • Immediate action required: Ignoring LT11 triggers bank levies and wage garnishment without further notice

Why You Received LT11

You receive an LT11 notice because:

  • You owe back taxes and haven't paid or arranged payment
  • You ignored or didn't respond to previous IRS notices
  • Any payment arrangements you had failed or were cancelled
  • The IRS has exhausted negotiation options and is moving to enforcement

LT11 is not a negotiation tool. It's a final warning before the IRS seizes your assets.

After LT11: Your Options (30-Day Window)

Request a Hold

Contact the IRS or work with a tax professional to pause collection action while you arrange payment or explore options.

Request a CDP Hearing

File a written request within 30 days for a Collection Due Process hearing. This pauses collection and gives you a negotiation opportunity.

Propose a Payment Plan

Offer to pay over time. An installment agreement stops levy action if approved and you stay current on payments.

What You Must Do Now

  1. 1

    Act Immediately

    The 30-day clock is running. Every day you delay reduces your options.

  2. 2

    Request a Hold

    Contact the IRS or a tax professional to pause collection while you plan.

  3. 3

    File a CDP Hearing Request (Optional)

    If you want to explore settlement options, request a formal hearing within 30 days.

  4. 4

    Act Before Day 30

    After 30 days, collection action begins automatically. Your window closes forever.

Need Immediate Help?

Our tax professionals can contact the IRS today and request a hold on collections while we review your situation.

Request a Hold Now

No obligation. We will review your case and contact you.

Call (310) 598-3759